Technology News – How Will You Remember the Most Important Moments of Your Life? – Infographic


(NewsUSA) – Sponsored News – Although many Americans save their photographs on their phones and/or computers, it isn’t the best way to store your cherished memories. It’s time to start preserving your memories with high-quality prints that will last for generations.

See full-sized image here.

How Will You Remember the Most Important Moments of Your Life?



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Technology News – Stem Cells, Biologics Could Be Answer to Next Generation Therapies – Health


(NewsUSA) – Sponsored News – Biotech stocks tend to have their ups and downs among the investment community. However, the biotech industry is enjoying a shot in the arm with news of biologics flooding the wires.

Biologics, say experts, are different from traditional drugs because they are manufactured in a living system, such as a microorganism or plant or animal cells, rather than with synthesized chemicals. And because of the strides made in this biotechnology specialty, it is attracting the attention of the pharma big boys.

All the major players are looking to capture their share of a market that IMS Health analysts estimate will rise to $390 billion by 2020. In short, if the analysts are right, biologics will command nearly one-third of all spending on drugs in the next few years. Couple this with a marketing plan to the public that underscores biologics as natural derivatives instead of man-made, and it’s easy to see why so much money is being poured into this area.

With patent expirations drawing near, and companies looking to get a leg up on their competition, big pharma will be looking to boutique firms in this space to get an edge on next-generation therapies.

Enter Endonovo Therapeutics (OTCQB: ENDV), a biotechnology company that is developing a bioelectronic approach to regenerative medicine through its premier platform, Cytotronics. While most biologics are formed using recombinant DNA technology, “Endonovo is falling back on its technology, which dates back to research at NASA seeking to develop stem cells and medical devices to treat potential injuries that astronauts might encounter during long term missions in outer space.” In this way, the company is using Time-Varying Electromagnetic Field (TVEMF) technology to increase the therapeutic properties of stem cells. This, says the company, is accomplished through stimulation of magnetically induced electrical field pathways of cells and tissues.

Endonovo CEO Alan Collier describes the technology as “effectively training cells to secrete therapeutic proteins.” The secreted proteins can include those commonly used in biologics, such as G-CSF (granulocyte-colony stimulating factor), GM-CSF (granulocyte-macrophage colony-stimulating factor), erythropoietin and interleukins that are used in angiogenesis, antigentargeting, promoting white blood cell growth to fight infections, and more.

Endonovo’s mission is two-fold: to validate the potential of injecting “enhanced” or “trained” stem cells, but also to deliver a cocktail of therapeutic proteins that could exert their influence over inflammation while promoting tissue healing.

For more information on the company and its work, please visit www.endonovo.com.



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Technology News – Businesses, Athletes Are Getting in on Game Apps – Business


(NewsUSA) – Sponsored News – There are few topics that cause as much heated debate and passion as sports — especially football. And in this digital age, mobile technology only enables such zeal — which is probably why sports apps are arguably one of the most popular ways to keep up with a beloved team, as well as help diehard football fans decide who will win a matchup on any given Sunday.

Consider this: according to the NFL, 70 percent of fans use a second screen while watching football, use apps to allow for easy access to player stats and analysis, and keep in touch with other fans who are watching the game.1

One company that is making itself known as the premier place to go for NFL predictions is Pick Factor (www.pickfactor.com). Why? Because it helps gridiron enthusiasts by analyzing thousands of predictions from top sports websites, blogs, radio, and newspapers such as ESPN, Fox Sports, and CBS Sports, finally coming to a consensus prediction for every game.

Think you can pick like a pro? Now Pick Factor has launched its new Pick ’em app that allows everyone to test their own predictions. The app not only helps those entrenched in football warfare (be it recreational, an office pool, or various leagues), but now users can also create their own leagues with friends or compete in public leagues.

Jim Omer, president of Pick Factor, says that retired NFL players and sports bars have partnered with the company to create their own leagues in order to have their “own game experience.”

“Famous athletes and businesses are constantly looking for new ways to engage their fans and consumers. This is a way for them to do that,” Omer says.

“I like to think of it as an innovative sports app that’s fun for football fans, and provides our partners with a unique way to promote themselves.”

For more information, visit www.pickfactor.com or Jim Omer at jim@pickfactor.com.

 



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Technology News – Go Green and Save Green with a High-Efficiency Water Heater – Environment


(NewsUSA) – As energy costs rise, the “green” movement and conservation efforts have become popular topics. Energy-saving recommendations appear daily in the media, and consumers are being offered subsidies or state and federal tax credits to encourage the purchase of more efficient appliances. However, many homeowners fail to consider their water heater when it comes to going “green.”

Although today’s water heaters are expected to operate for an average of 13 years, the U.S. Department of Energy recommends shopping for a new water heater if your current unit is more than seven years old. This allows an adequate amount of time for homeowners to research and select a water heater that best meets their needs instead of waiting until their heater breaks down and selecting the cheapest quick fix for cold showers.

Consumers are increasingly turning to high-efficiency water heaters when replacing older units or during remodeling and building projects. While these models may cost more initially, savings in water and energy usage continue throughout the lifetime of the appliance, offsetting the price difference. The U.S. Environmental Protection Agency reports that these units use 10 to 50 percent less energy, benefits to both your budget and the environment.

A recent study by the Gas Technology Institute simulated the residential performance of high-efficiency water heaters and conventional units. The Vertex from A. O. Smith, a hybrid, gas-condensing, residential unit incorporating tank-type and tankless technology, provided the best overall performance at average and high-volume hot water usage, which is the consumption of 64-gallons or more per day of hot water.

Endorsed by long-time environmental champion Ed Begley Jr. of the HGTV series “Living With Ed,” the Vertex provides sufficient quantities of hot water for shower after shower and operates at 90 percent thermal efficiency. Additionally, it is designed to meet the demands that modern lifestyles require.

“Using more efficient combustion to produce hot water at lower operating costs and 90 percent thermal efficiency, the Vertex is a good choice for customers who want to save energy without skimping on hot water,” said David Chisolm, A. O. Smith Water Heater brand manager.

For more information on the A. O. Smith Vertex model, visit hotwater.com/resources/energy-star-qualified-products/.



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Environmentalist Ed Begley Jr. of the HGTV series “Living With Ed” champions the “green” qualities of high-efficiency water heaters.



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Technology News – Give the Gift of Connectivity, Without the Stress – Holiday


(NewsUSA) – Once again, tech is topping lots of wish lists. We’ve all been there. You unwrap your wanted new tech, but before you can use your exciting new gift, there’s usually some assembly or setup required. The setup is a major source of frustration for nearly a third of consumers recently surveyed by Asurion, the global leader in technology support and protection services, who say that putting together new technology has ruined their holiday.

This happens more than you may think. Asurion surveyed over 1,000 consumers and found that 64 percent of people have received a tech gadget for the holidays that they didn’t know how to work. And it’s not just the older generations that are having problems; 75 percent of millennials admit they’ve been stumped by a new device, compared to 53 percent of boomers.

“While the benefits of connected devices are virtually endless, the devices have become increasingly complex, and we’re finding that even the most tech-savvy consumers are being outsmarted,” says Bettie Colombo, spokesperson for Asurion. “We have a team of thousands of tech experts on standby to help consumers avoid the pitfalls and frustrations of setting up new technology so they can get back to enjoying the holidays with friends, family and their new tech.”

The struggle to set up new technology has become such a challenge that 41 percent of people avoid buying their older friends and family members tech devices altogether just to avoid the hassle of helping them set them up. This process can become time-consuming, with 62 percent of millennials spending an hour or more helping friends or family with their devices over the holidays. In fact, six in 10 millennials would be willing to shell out their hard-earned cash to never have to answer a tech question again!

Asurion’s tech experts help users avoid the frustrations of device setup this holiday by making it quick and easy to get help with technology issues regardless of brand or platform. Asurion’s support and protection services are available through most wireless carriers.

“The smartphone has become the remote control for all of your tech,” Colombo says. “Enrolling in your carrier’s support and protection program not only provides you with peace of mind that your smartphone is covered for loss, theft and damage, but also provides you with one-click access to a live U.S.-based tech expert to answer all your questions.”

Ask your wireless carrier about Asurion support and protection, or learn more here: https://www.asurion.com/soluto-service/features



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Technology News – Got Tech Neck? Here’s Some Advice. – Health


(NewsUSA)http://www.newsusa.com/ – It’s called “tech neck.” But to really understand the stress you’re putting on your neck every time you look down at some wireless device -; think texting, for example -; just imagine four 15-pound bowling balls sitting atop your head.

Done imagining? Doctors of chiropractic, who regularly consult on issues including spinal alignment and proper posture, have some important advice for you.

 Watch the video at: http://youtu.be/JVigUgq-Wmc

 



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Technology News – Food, Fuel, and Finance … The 3Fs of Economics – Money


(NewsUSA) – Nearly half of U.S. high school students say they do not know how to establish good credit and more than one-fourth believe they will be unprepared to manage their finances upon graduation. This is according to recent research that reveals a lack of financial literacy among American youth.

But teachers and schools can now turn to a dynamic interactive learning module, Foundations of Finance, to introduce students to fundamentals of personal finance, such as saving, applying for student loans and buying a car, among other features.

The module — one of three aligned with the Council for Economic Education’s standards for economics — is offered by CME Group, the world’s leading and most diverse derivatives marketplace, and Discovery Education, the leading provider of digital content and professional development for K-12 classrooms.

Foundations of Finance also presents students with fundamentals of economics using real-world scenarios, interactive components, embedded assessments, and accompanying Educator Guides.

The Foundations of Finance module is part of an Econ Essentials trio of standards-aligned educational modules that includes: The Facts About Food, which lets students take a journey from “farm to table” by serving as an advisor to a farm, and Fueling the Future, which challenges students to start a shuttle business.

In The Facts About Food module, students learn how the supply chain and other global factors influence supply and demand. They also explore the role of economics in food prices as well as what influences food prices.

With the Fueling the Future module, students learn about supply and demand by discovering how and why gas prices fluctuate and the impact of changing gas prices on their daily lives. Students apply their knowledge to set a ticket price for their business to determine if they make a profit.

Teachers find that the Econ Essentials educational program helps their students learn fundamental economic principles in an engaging, digital environment.

“Students become equipped to make wise decisions in both their public and private lives, and also grow such important skills as critical thinking, problem solving, media and information literacy,” says Jackie Prester, business and technology teacher at Mansfield (Mass.) Public Schools.

More information about Foundations of Finance and the food and fuel models are available at http://www.econessentialsinschool.com



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Technology News – Local Community Newspapers Go Digital – Community


(NewsUSA) – Small, local newspapers have been valued community resources across the United States for approximately 200 years, but many have faced challenges from increasing costs and difficulty keeping up with the latest technology. However, one form of new technology can help these papers survive. A specifically designed platform can help small community papers contribute to their survival by capitalizing on mobile revenue options.

HubCiti, a digital platform and services company based in Austin, Texas, has developed a digital platform specifically for the local newspaper industry, to help local papers maximize new digital revenue opportunities.

HubCiti works by providing newspaper publishers with the tools to leverage customer loyalty into increased use of mobile technology and the mobile revenue opportunities that go with it.

Local newspapers can use the mobile platform to connect and forge relationships with both consumers and advertisers. HubCiti provides not only overall development of the mobile platform, but also implementation of the technology and ongoing management.

“Today the newspaper industry is challenged with deciding what digital revenue streams make sense for them,” says Peggy Merian, CMO of HubCiti. “The digital landscape is ever-changing and staying on top of what to offer is often a struggle,” she says.

“Once you decide on the products, the next challenge is finding and retaining the right people or team of people who can execute the programs that drive business — and that can be difficult. That’s where HubCiti comes in,” she adds.

Digital platforms such as HubCiti offer boundary-less opportunities for local business owners far beyond a phone directory-style print listing in a newspaper. Mobile community papers can offer businesses options such as purchasing keywords, adding videos, and creating smart coupons that can be applied in real time. And schools and local Chamber of Commerce offices can also benefit from a connection to a local Hubciti platform.

According to the HubCiti website, the platform “acts like a hub, connecting to all sectors of commerce, business, tourism and people. By centralizing all community and business information, residents can easily find what’s relevant to them — news, weather, low gas prices, local shops, restaurants, nightlife, events, city services, and more.”

The app allows local papers to become “the one-stop shop for mobile, social and online promotional advertising coordinated across all channels.”

Visit hubciti.com for more details and resources about maximizing digital growth and revenue at the local level.



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Technology News – Five Reasons You Need Cell Phone Insurance Now – Business


(NewsUSA) – Not long ago we only used cell phones to make calls or send cryptic, short-hand text messages. Now, we rely on our phones for storing our contacts and calendar appointments, watching videos, checking email, managing our connected devices and, of course, keeping up on social media. In fact, phones have become such a crucial part of our lives that many people sleep with them.

So when your phone becomes lost, stolen, or damaged, it can send the most unflappable of us into a panic. Which is why, most industry experts agree, it is worth considering cell phone insurance.

For those who may still be on the fence about cell phone insurance, consider this:

1. Despite monthly premiums and deductibles, insurance can save owners money. The average retail price of a new smartphone is $590; even higher for a basic iPhone 7 ($649). More than 70 percent of phone claims are filed within the first year. This means that customers with phone insurance who file a claim at month 12 on an iPhone 7 can save $318 – $342 on a replacement phone after premiums and deductibles.

2. Most after-market “protection plans” are extended warranty plans which only cover accidental damage and malfunctions. Only a cell phone insurance and warranty bundle — available through most wireless carriers — covers loss, theft and damage. This is important because one in four phone claims last year were from loss or theft, according to the nation’s leading mobile insurance provider Asurion.

3. Most cell phone insurance programs through wireless carriers include cracked screen repair for smartphones with a lower deductible than what you would pay for a replacement device, and often lower than a consumer would pay to take it to a repair shop.

4. Shoppers now pay the full cost of their phones either up front or in monthly installments. Those who have a loss or theft before they’ve paid off the installments will still have to make the remaining payments. What’s more, without insurance you could be left with both the remaining installments and the payments for a new phone. With a 128 GB iPhone 7 Plus, at 6 months a customer could still owe nearly $700 on their old phone while trying to pay for a new one.

5. For the customer that can’t imagine being without their beloved cell phone, most carrier cell phone insurance programs provide a replacement device the next day. Replacement devices through the major wireless carriers are backed by a 1-year warranty providing shoppers with peace of mind should they have any mechanical or electrical issues.



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Technology News – Protecting Seniors Online from Scams, Hacks and Tax Fraud – Seniors


(NewsUSA) – The vast majority of seniors today are using the Internet at least once a week to check email, pay bills online and keep in touch via social media. But all that time online puts them at risk for scams and hacks, such as tax fraud.

In fact, a new survey by Home Instead, Inc., franchisor of the Home Instead Senior Care network, found that 67 percent of surveyed older adults have been the victim of an online scam or hack.

Encouraging seniors to practice cyber security can go a long way toward protecting their identity and sensitive financial information. Home Instead collaborated with the National Cyber Security Alliance to create Protect Seniors Online, available at www.ProtectSeniorsOnline.com, a free resource that educates older adults about cybersecurity. Here, seniors can test their cybersecurity skills with the “Can You Spot an Online Scam?” quiz.

Older adults can take the following steps now to protect themselves online:

*Password protect and secure devices, accounts. Lock all devices (including computers, tablets and smartphones) with secure passwords in case devices are lost or stolen.

*Think before clicking. When faced with an urgent request — like emails asking for money — think before clicking or get a second opinion. Clicking on links is often how scammers get personal information. When in doubt, trash an unusual message.

*Share with care. More than half (51 percent) of seniors surveyed by Home Instead use social media to stay connected. Use care when sharing personal information, adjust privacy settings to limit who can see your information, and turn off location sharing.

*Use security software. Install anti-virus and anti-spyware software and program it to run regularly. And be wary of pop-up ads or emails, many of which contain malware that can infect computers.

*Log out. Log out of apps and websites when you are finished. Leaving apps and websites open on computer screens could make you vulnerable to security and privacy risks.

*Recommend support. Older adults who live alone may need help from a trusted source — such as a family member, tech-savvy friend or professional caregiver –to serve as a second set of eyes.

To explore additional Protect Seniors Online resources, including the interactive quiz, visit www.ProtectSeniorsOnline.com

A Home Instead office near you can be found by visiting www.homeinstead.com/state.



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Technology News – The Top State for Robotics Innovation? Florida Will Surprise You – Technology


(NewsUSA) – Lifelike animatronics, next-generation “surgeons” and mechanical warfighters — words that might create visions of a Sci-Fi blockbuster. However, these innovations in high-tech robotics are real and you need look no further than Florida to find them. The history between the state and robotics is a long one. Since the birth of IBM PC in Boca Raton in 1981, the “Second Machine Age” has been thriving in the Sunshine State.

Florida’s robotics revolution covers a lot of ground, including mobility assistance and research, but a common theme found in the state’s innovation reliance on technology that defies human capabilities, including in the life sciences. Seamless procedures on the spine, cancer cells and more have been enhanced by robotics at the Florida Hospital Global Robotics Institute and Mazor Robotics, both in Orlando. Similarly, Kissimmee-based Photon-X explores the science of photonics, such as fiber optics, in applications for robotics surgery.

According to Photon-X President and CEO Blair Barbour, “Medical robotics is the next generation of surgery. The technology is perfected to eliminate human error from procedures, making it possible to enhance surgeries and surgeon capabilities with better hand-eye coordination. Tests have proven that patients also heal faster through robotic surgery.”

The Florida Institute for Human & Machine Cognition (IHMC) in Pensacola takes a different approach to defying human capabilities. By pairing scientists and robots to develop systems using complicated human thought process and versatile machines, IHMC develops systems that save lives in situations where help is needed but the risk is too great for human response, including in nuclear meltdown sites and space exploration.

To develop the groundbreaking technology that Florida has become known for, the world’s most talented scientists are required, and the state has made it possible to attract and retain that talent. Says Julie Sheppard, general counsel of IHMC, “Being in Florida helps us with our recruitment. In addition to the exciting work, IHMC is able to hire top talent due to Florida’s weather, our affordable housing and all the access to waterways for recreational purposes. We are especially appealing to scientists from cities with a higher cost of living because we offer our employees a more attractive lifestyle.”

Homegrown talent is cultivated at colleges throughout the state, including the Tallahassee-based Center for Intelligent Systems, Control, and Robotics (CISCOR), a cooperative program between Florida A&M University and Florida State University. As one of the top schools in the country for development and implementation of robotics technology, CISCOR’s students focus on studying mechanical design and human-robot interaction, including mobility in complex environments.

In addition, the Army has collaborated with students to develop automated motion planning, terrain classification and design and modeling of four-legged robots.

For more information about high-tech robotics in Florida, visit www.enterpriseflorida.com



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Technology News – Telecom and Cloud Service Options Expand in Africa – Business


(NewsUSA) – Affordable mobile telecommunications in Africa are expanding through a joint venture between two Virginia-based companies.

“Our 20-20-20 goal is to serve 20 million Africans in 20 countries by 2020,” says Paul Delkaso, managing member of the Virginia-based Artilium-Africa, and president and CEO of Tristar and Tritente Global Energy Group.

“Africa’s population across 54 countries is 1.2 billion. To be able to reach the maximum number of people most cost-effectively, our strategy is to partner with existing mobile operators to expand their customer base, while also looking for strategic opportunities,” he says in a statement.

Artilium-Africa is a collaboration between an established Belgian telecommunications company and the Tritente Global Energy Group (TSMPG.com), an organization launching $4.6 billion worth of renewable energy and transmission infrastructure in Africa. Artilium-Africa has initial arrangements in place with mobile operators in five African countries to provide cloud and telecom services.

Artilium provides software to network operators and service providers. One of the key benefits of the service is Artilium’s signature product, the ARTA Mobile Applications Platform. The platform enables network operators to open networks to third party developers and launch new services with elements from both telecom and web environments. The service is designed to optimize the way customers in Africa use mobile technology, whether to pay bills, manage data, or connect with the world.

Artilium-Africa has the potential to leapfrog over mobile competitors Facebook and Google in pursuit of the African audience, according to a company statement. The Artilium software allows for 80 percent to 90 percent cost savings and fast connectivity, while the decentralized design allows for inexpensive deployment of cloud, telecom, and value-added services. In addition, the company’s credibility with many Sub-Saharan countries has facilitated several contracts that comply with the US Foreign Corrupt Practices Act. University partnerships also may help build the Artilium network capacity in Africa.

Artilium-Africa has an exclusive license for Africa to deploy its disruptive 700-terabyte, 15-kwh micro data center, which requires about as much power as a vacuum cleaner and takes up about as much space as a small refrigerator. The company is integrating this micro data center with its “All-in-One-App,” with features that include bill paying, chatting, and connecting with services such as hallo doctors or hallo taxis. “Think PayPal, WeChat,Viber, WebMD et. al., rolled into one All in-one App and tailored to Africa,” says Delkaso.

Visit artilium-africa.com to learn more about the company’s partnerships and potential.



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Technology News – The Importance of Protecting Patents – Business


(NewsUSA) – America’s economic engine is fueled by innovation. The ideas and inventions that emerge from researchers’ labs or the garages of budding entrepreneurs have spawned powerhouse companies, even new industries.

But turning ideas into products usually requires a crucial step: getting a patent. Patents provide years of protection, ensuring that innovators’ investments won’t be undercut by copycats. As Abraham Lincoln once famously said, patents add “the fuel of interest to the fire of genius.”

So it’s not surprising that intellectual property can be immensely valuable. Universities bring in millions of dollars every year from licensing patents. Billions of dollars in damages have also been awarded when patent holders sue companies for infringement.

In fact, patents can be so valuable that some people and companies do nothing but snap up obscure patents, often of dubious quality, to use as weapons to extract licensing fees or damages from major corporations. The tech industry derisively calls these entities “patent trolls” and has set up an “anti-troll” organization, Unified Patents, to challenge the validity of patents.

So is it possible to tell the legitimate innovators from the trolls? There are two ways. First, did the company actually make the invention — and file for patent — itself? Second, have the company’s patents survived the inevitable challenge from Unified Patents?

There’s one interesting company for which both answers are a resounding Yes.

Long before the iPhone was introduced, the engineers at Voip-Pal (OTCQB: VPLM) had a vision that telephone calls, text messages and other information would travel over the Internet. So they invented and patented all the technology needed to route calls back and forth from the Internet to other networks.

That technology is now used by major telecom and social media companies, but none have licensed the patents. That’s why Voip-Pal has sued a number of giant telecom companies for billions of dollars in damages. And, crucially, the effort by Unified Patents to invalidate Voip-Pal’s patents failed.

Voip-Pal hopes to either win or settle the cases, demonstrating once again the enormous value of high-quality patents.



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The Importance of Protecting Patents

Voip-Pal and other emerging telecom companies are fighting to protect their patents



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Technology News – News Site Rantt Takes The Time to Get It Right – Technology


(NewsUSA) – In the age of nonstop news and often limited fact-checking, a new digital news publication, Rantt, is moving in the other direction, focusing on slowing the story down, and getting the facts right, even if it means not being the first to publish a seemingly hot story.

“We’re taking an episodic approach to covering stories, and pride ourselves on slowing down the news,” Rantt CEO and co-founder Zak Ali says in a feature in The Huffington Post on March 6, 2017.

“We want to be the opposite of everything we see wrong with the news media: sensationalism, misleading clickbait, false equivalency, etc.,” Ali says. “Also, we feel like we are a voice for the disenfranchised population who feel let down by the mainstream media. Rantt will be the first episodic news source that people turn towards to get the full truth the first time,” he emphasizes.

Rantt launched online in November 2016, in the wake of the controversial presidential election. The Washington, D.C.-based startup reports more than 100,000 unique visitors as of March 2017. Data from the company suggests that visitors to the site encompass a range of demographics, but most of its readers are millennials. Rantt’s growing popularity also supports the idea that there is still an audience for unrushed, well-documented news stories.

The company was initially funded by Tricent Capital, a Silicon Valley investment firm, but their success is prompting them to expand and raise additional funds. The site’s popularity reflects the public’s desire for and interest in accuracy in the news, according to Ali.

Public interest in politics and current events surged at the time of the election and remain high, opening the door for alternative media options to serve a news-hungry readership. The founders cite the Drudge Report, Politico, and Talking Points Memo as examples of independent online news organizations that are able to fill a niche and serve as an alternative to the traditional mainstream media sources.

Rantt.com, includes a news section, an opinion section (known as Rantts), a section devoted to news related to President Donald Trump (known as Unpresidented) and a section called Underreported that provides a weekly summary of top news stories.

Check out rantt.com to read the latest stories, explore contributors’ profiles, and follow stories on the company’s Twitter feed.



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Technology News – Sunshine State Shining New Light on the Banking Industry – Business


(NewsUSA) – Florida is becoming the modern-day Wall Street for many international and U.S. banking companies. Today there are 141 commercial banks in Florida with more than $140 billion in assets, and 18 international banking conglomerates who have their U.S. headquarters in the state.

The high cost of doing business in places such as New York and Chicago are no longer a necessity to succeed. From Jacksonville to Miami, Florida has established itself as a powerful resource in the industry that cannot be overlooked.

Part of a Wall Street trend known as nearshoring, banks are moving operations away from expensive financial centers to more affordable and business-friendly locations.

Companies like Deutsche Bank, Bank of America, JPMorgan, Banco Santander International, Banco do Brasil and Citigroup have engaged in this practice setting up substantial operations in Florida.

The Sunshine State has developed as a bridge for business to Latin America, the Caribbean and Europe with a highly-skilled, young workforce, who understand the culture, appealing quality of life and supportive local governments that encourage and accommodate new business growth.

“In Florida, it’s the access to these resources that make the difference,” says Hernan Mayol, chairman of the Florida International Bankers Association, a non-profit association that provides comprehensive support to the global financial services industry.

“When banks need lawyers and accountants with targeted expertise, the infrastructure is here. We don’t have to be in New York or Chicago for these resources. Florida has built them from the ground up through our state’s excellent higher education facilities and training programs.”

Mayol also believes the mantra, “if you build it, they will come,” is alive and well in Florida.

And they are coming. Millennials are a driving factor in the state’s transformation and appeal for the banking industry. The young workforce in Florida expect to live in places that are more convenient and have a better quality of life, inexpensive cost of living, entertainment opportunities and work flexibility, Mayol says.

Anthony Glenn, head of the Jacksonville office of Macquarie Group, an Australian-based global provider of financial, advisory, investment and funds management services, agrees.

Macquarie has invested more than $3 million in their downtown Jacksonville location. The office has an open floor-plan concept, modern space that promotes collaboration and creativity and state-of-the-art technology -; all the elements millennials are requesting.

“The main thing we’ve looked for is the talent pool to pull from and expandable growth,” Glenn says. “Plus, the local government is very supportive and understands the market. Florida provides for a positive change from more traditional financial markets, and it has been a rewarding investment.”

Glenn says he is committed to 100 new jobs in the first year, and has plans for expansion in Jacksonville.

“The first year has been a success. It’s not just about delivery: it’s about collaboration, diversity and balance — qualities and a lifestyle one doesn’t have to travel north to experience.”

For more information about banking in Florida, visit www.enterpriseflorida.com.



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